Lesa and Ryan Bent immigrated to Ontario from Jamaica in 2008. After moving to Yorkton in December 2009, the Bents moved many times between rental units. Renting was not ideal for their active and growing family; however, during this transitional period, Lesa and Ryan never thought they would be able to own their own home. Working three jobs between the two of them was barely enough to pay rent and bills and feed their family. They sought solutions as to how they may become homeowners, but the options they found were not attainable.
Lesa and Ryan went to their member financial institution Cornerstone Credit Union to seek advice from their financial personal banking officer Sean Fletcher. Sean informed the Bents about the HeadStart on a Home Program and the HeadStart Equity Builder ProgramTM. This sounded like a possible solution for their active family – to find a home in their price range and to access down payment financing.
Lesa and Ryan looked into the available units in Yorkton online and found that the Good Spirit bungalow duplexes being built by Deneschuk Homes are close to their children’s school. When they realized that the units also feature the option of a basement suite, they knew it was a perfect fit. The basement would allow them to accommodate Lesa’s sister Tracy who also immigrated to Canada from Jamaica, is currently renting in Yorkton, and is expecting her first child.
For Lesa and Ryan, to be able to move into home ownership and accommodate their growing family is ideal - they are elated about moving into their new home! Daniel, Dondre, and Denae are also very excited to enjoy more space to play indoors during the long winter season. Now that Lesa and Ryan have achieved their financial goal of homeownership, they can begin to save toward their retirement and continue to save toward Daniel, Dondre, and Denae’s post-secondary education.
The Bents will receive their mortgage financing from HeadStart Community Champion Cornerstone Credit Union. To make the move into homeownership even easier, they qualified for the City of Yorkton’s down payment assistance program, as well as the HeadStart Equity Builder ProgramTM. The Bents can’t wait to move into their home in the fall of 2012 – this is truly a dream come true for their family.
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